Financial planning
Life has plans.
Give yours a start.
A home. An education. A little more peace of mind. Turn the goals that matter to you into numbers you can explore, one step at a time.
- 01Choose what matters
Start with the goal on your mind.
- 02Make it your own
Add your numbers, timeline and assumptions.
- 03See the bigger picture
Explore the estimate and how it was calculated.
A starting point for your decisions. Every estimate shows its assumptions.
START WITH A GOAL
What are you planning for?
Choose a planner, adjust the details, and explore what your numbers could mean.
Emergency Fund Planner
Size an emergency fund against your essential monthly spending, see how many months you are already covered for, and what closing the gap would take each month.
Explore this goalPrepay or Invest Planner
Compare paying extra into a loan against investing the same money, with the interest saved and the projected corpus side by side under assumptions you set.
Explore this goalHome Purchase Planner
See what a property might cost by the time you buy, what the deposit would take to save, and what the loan on the remainder would cost each month.
Explore this goalEducation Planner
Estimate what a course will cost by the time it starts, what your current saving reaches by then, and the monthly contribution the fee would need.
Explore this goalRetirement Planner
Work out the corpus your retirement needs, what your current saving is projected to reach, and the monthly contribution that would close the gap.
Explore this goalBring your goals together.
See how your goals fit within one monthly budget. Sign in to explore priorities, scenarios and saved plans.
Open your workspace
Different goals.
One monthly budget.
A home, education and retirement can all draw on the same savings. Your workspace brings them together so you can explore the trade-offs and decide what matters most to you.
Explore your workspaceUnderstand every assumption
See which rates you entered and which are starting defaults. Change them to explore a different outlook.
Follow the calculation
Open “How this was calculated” to see the steps behind each estimate, alongside what it leaves out.
Keep the decision yours
These tools help you explore numbers. They do not score your finances, rank your goals or recommend products.
Disclaimer
These planners are provided for general information and planning only, and are not investment, tax or legal advice. Every figure is an estimate produced from the assumptions you enter, each of which is listed on the page — they are not forecasts of markets, inflation, property prices or fees, none of which can be predicted. Market-linked investments can lose value and past returns say nothing about future ones. Nothing here recommends a product or a course of action. For advice on your own situation, speak to a qualified professional, several of whom you can consult on Finvestalk.