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FINANCIAL CALCULATORS

A little math.
A lot more clarity.

Explore the numbers behind your next decision. Plan an investment, understand a loan, or work out your savings—with tools that show how the answer adds up.

41 free calculators No sign-up required Adjust. Compare. Understand.

41 calculators available

The tools people reach for most often when planning an investment or a loan.

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The newest calculators on Finvestalk.

Project how contributions and compounding could build a corpus over time.

Investments

SIP Calculator

Project what a fixed monthly mutual fund SIP could grow to at an assumed rate of return.

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Investments

Step-up SIP Calculator

Model a SIP that increases by a fixed percentage every year and compare it with a level SIP.

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Investments

Goal-Based SIP Calculator

Start from the amount you need and work backwards to the monthly investment it requires.

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Investments

Lumpsum Calculator

See how a single one-time investment could compound over a chosen number of years.

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Investments

Compound Interest Calculator

Combine a starting amount with regular contributions to see how compounding builds on both.

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Investments

CAGR Calculator

Find the annualised growth rate between what an investment started at and what it is worth now.

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Investments

XIRR Calculator

Work out the annualised return on money paid in and taken out on irregular dates.

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Investments

Inflation Calculator

See what today's money would cost in future, and what it would still buy if left uninvested.

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Investments

SWP Calculator

See how long a corpus lasts when you withdraw a fixed amount each month and the rest stays invested.

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Investments

STP Calculator

Move a corpus from one fund into another in instalments and see where both sides end up.

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Investments

SIP vs Lumpsum Calculator

Compare investing an amount all at once against spreading it over monthly instalments, on equal terms.

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Investments

Net Worth Calculator

Add up what you own, subtract what you owe, and see the single figure that results.

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Investments

Savings Rate Calculator

See what share of your income you actually invest, and how much is left unallocated each month.

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Investments

Debt-to-Income Ratio Calculator

Work out what share of your monthly income goes to debt, split between housing and everything else.

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Investments

PPF Calculator

Project a Public Provident Fund balance year by year, and see how much of it is interest rather than deposits.

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Investments

Sukanya Samriddhi Calculator

Project a Sukanya Samriddhi account to maturity, including the six years it keeps earning after deposits stop.

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Investments

NSC Calculator

Work out what a National Savings Certificate matures to after five years, and how the interest is taxed each year.

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Investments

Kisan Vikas Patra Calculator

See what a Kisan Vikas Patra matures to, and why its odd 115-month term is set the way it is.

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Investments

Senior Citizen Savings Scheme Calculator

Work out the quarterly income from an SCSS deposit, and what it costs relative to letting the same rate compound.

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Investments

Fixed Deposit Calculator

Work out an FD maturity value, and the effective rate quarterly compounding actually pays you.

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Investments

Recurring Deposit Calculator

Work out an RD maturity value using the quarterly compounding convention banks actually apply to monthly deposits.

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Investments

EPF Calculator

Project a provident fund balance to retirement, with the employer's pension diversion handled correctly.

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Investments

NPS Calculator

Project an NPS corpus and the pension it buys, keeping the growth rate and the annuity rate separate.

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Investments

FIRE Calculator

Work out the corpus your spending would need, and how long your current saving would take to reach it.

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Investments

Rent vs Buy Calculator

Compare owning against renting with both sides complete, including the down payment invested rather than spent.

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Investments

Home Purchase Cost Calculator

Work out the cash you actually need before you hold the keys, and the monthly saving that gets you there.

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Investments

Property Return Calculator

Work out what a property actually returned once stamp duty, brokerage and registration are counted.

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Work out instalments, interest cost and repayment schedules before you borrow.

Estimate liabilities and take-home amounts across tax regimes.

Browse the complete index 41 calculators · Expand +

How to get a useful answer from a calculator

A calculator turns your assumptions into a number. Change the assumption and the number changes, so the value is less in the headline figure than in seeing how sensitive it is to each input.

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  • 01

    Test the assumption, not just the answer

    Try your expected return one or two percentage points lower. If the plan only works at the optimistic figure, it is worth knowing that before you commit to it.

  • 02

    Separate what you contribute from what compounds

    Every investment calculator here splits the projection into your own money and the estimated growth on it. Early on the split is mostly contribution; the balance shifts with time, not with the size of the instalment.

  • 03

    For loans, look past the monthly instalment

    A longer tenure always lowers the EMI and always raises the total interest. The scenario tables show both figures together so the trade-off is visible in one place.

  • 04

    Remember what is excluded

    Unless a page says otherwise, results are before tax, inflation and transaction costs. Each calculator lists what it leaves out under “Important considerations”.

Signed out, nothing you enter leaves your browserFormulas and assumptions shown on every page

Disclaimer

These calculators are provided for general information and planning only, and are not investment, tax or legal advice. Results are estimates based on the assumptions you enter and the methodology described on each page. Market-linked returns are not guaranteed and investments can lose value; loan terms are set by your lender. Consider speaking to a qualified professional before acting on any figure shown here.