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Investments / Expert guidance

Know the risk behind the share price.

Buying shares means taking a stake in a business. Explore company risk, portfolio balance and your investment timeline with an Expert before acting on a stock idea.

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Your next step

Examine the idea before acting.
Talk with an Expert.

  1. 01

    Find your fit

    Compare relevant experience, qualifications, language and rates.

  2. 02

    Talk it through

    Bring your Stocks & Shares questions and choose an available Chat or Audio Call.

  3. 03

    Know what’s next

    Check what to verify next and whether further work needs a separate agreement.

When a conversation helps

Look past the latest market move.

A rising share price doesn't tell you everything about a company. Earnings, debt and the price you pay all matter, and even a sound business can be an investment that loses value.

01

Following a stock tip

Someone has suggested a share, and you want to know which questions to ask first.

02

Holding a large position

One company's shares now make up much of your savings, and you're reconsidering that exposure.

03

Reacting to a fall

A price drop has left you unsure whether your original reasons for investing still hold.

Make the conversation count

Start with what you own and why.

You can begin with a question about Stocks & Shares and the records you have. Mention any decision date and ask what else needs checking.

  • The question you most want answered
  • Any time limit or recent change
  • What you need explained before deciding
Find an Expert
What to expect

Focus on your question

Your Expert can explain business and share-price risks.

Understand the details

You can ask them to discuss concentration across your holdings.

Decide what to check next

Use the conversation to identify assumptions behind an investment decision.

Good to know

Your questions, answered.

Practical answers to common Stocks & Shares questions.

What can I discuss about Stocks & Shares?

An Expert can explain business and share-price risks. Share the decision you face and confirm their experience and scope before starting.

Does spreading money across stocks remove the risk?

No. Diversification means spreading exposure rather than relying on one investment. It can reduce concentration risk, but a broad market fall can still affect many holdings.

Will I receive a stock tip during the Consultation?

Confirm the Expert's scope first. For personalised securities advice, check the relevant registration and permissions; don't assume every Expert offers recommendations.

Should I sell just because the price has fallen?

A price move alone isn't enough to decide. Consider why you invested, what changed in the business, your wider finances and your ability to bear further losses.

How do I choose an Expert?

Compare profiles for relevant experience, qualifications, language and Consultation rates. Confirm that the Expert can help with your specific question before starting.

How much does a consultation cost?

Chat and audio call rates are shown on each Expert’s profile. Review the current per-minute rate before starting your consultation.

Do I need all my documents to start?

Start with your question and the records you already have. Your Expert can explain which additional details are needed.

Can I choose between chat and an audio call?

Check the Expert’s profile for available consultation modes. Chat lets you write out your questions; an audio call can help when you prefer to talk through the context.

What if I have an upcoming deadline?

Mention the date and what needs to be done at the start. Check the Expert’s availability and agree on what can realistically be covered within your timeframe.

Will I receive notes or follow-up support?

Ask the Expert what is included. Written summaries, document reviews and follow-up work may have a separate scope or fee, so agree on these before proceeding.